At GOBIKE, we strive to make owning your e-bike a reality. We have multiple buying options, including GOBIKE Layaway!

Pay In Full: Take immediate delivery of your GOBIKE by paying with ACH, Credit Card, Debit Card, or Financing.

Finance: Take immediate delivery of your GOBIKE by financing with Shop Pay.

GOBIKE Layaway: This option is available to all our customers. Pay a 30% deposit at the purchase, and you will pay the balance over 12 months: NO INTEREST, INSTALLMENT FEES, OR GIMMICKS.

GOBIKE will remove your purchase from our active inventory and separate it from our warehouse. You will be provided with the serial number of your e-bike. Once the total retail price is paid, GOBIKE will ship your e-bike to you via FEDEX, or other partner careers.

Here is how it works

We have partnered with Shop Pay to give you a simple way to make that special purchase with no hidden fees.

Easy Monthly Payments

Provide some basic information and get instant loan decisioning to split your purchase into 3 or 12-month payments. (Rates from 0% APR or 10-36% APR)

Flexible Repayment

Simply pay your monthly bill using a debit card at Shop Pay.

Just provide a few pieces of information and get an instant decision.

Easy safe to apply. All data is handled via bank encryption.

How Do I Get Started?

Select Shop Pay as your payment method while checking out.


What is Shop Pay?

Shop Pay is a financing alternative to credit cards and other credit-payment products, offering real-time financing for online purchases. With Shop Pay, you receive your purchase immediately and pay for it in fixed monthly installments.

Why Buy with Shop Pay?

Immediate Ownership: Acquire and enjoy your purchase now, paying for it over an extended period. This process breaks down the price into manageable payments fitting your monthly budget.

Transparent Terms: Upon approval, Shop Pay informs you of all loan terms before making any purchase. This includes the monthly payment amounts, the number of payments required, and the total interest over the loan duration.

No Hidden Fees: Shop Pay guarantees transparency with zero undisclosed fees.

Real-Time Approval: The application process is both secure and instant. Within seconds, Shop Pay provides details on the loan amount, interest rate, and payment terms.

No Credit Card Needed: A credit card isn't necessary for purchasing with Shop Pay.

Who is eligible for Shop Pay Installments?

You should possess a United States billing address and be a registered member of Shop Pay.

Orders should be between 50 USD and 17,500 USD, inclusive of shipping and taxes.

Physical product orders mandate a United States shipping address. However, for digital-only orders, there's no requirement for a U.S. shipping address.

Four bi-weekly payment orders need a supported credit or debit card, whereas monthly installment orders demand a supported debit card.

Does Shop Pay perform a credit check?

Yes. When initiating a Shop Pay account, a 'soft' credit check is executed for identity verification and to determine financing eligibility. This check won't affect your credit score.

How do I make payments using Shop Pay?

It's simple. Just process your payments directly through Shop Pay.

Are there any interest or fees associated with Shop Pay loans (like late fees)?

Shop Pay loans range from 0% APR to 10-36% APR in simple interest. The only fee linked to a Shop Pay loan is the finance charge. Shop Pay promises no late fees, service fees, prepayment fees, APR penalties, or any hidden fees for tardy payments.

Is Shop Pay secure?

Undoubtedly. Shop Pay ensures top-notch security, adhering to rigorous PCI standards. Both your account and payment details are encrypted from start to finish.

Payment Info

For instance, "a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks." Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. State notices to consumers